I get that point but the reality is the barrel isn't pointing at anything in the appendix position. Most men's Ummm "twig and berries" are centerline on the body. The barrel at least for me the barrel rides in the area of the crease where the hip joint is so it's not really pointing at anything. If you think about where your appendix is it's off to your right side. That's where my grip on my pistol sits a good 3 to 4 inches away from the centerline and not pointing at my twig or berries. As im sitting here typing if for some reason my weapon fired the round wouldn't even touch my skin Id have a hole in my jeans and some powder burn on me but that's about it. Same as the 3 or 5 o'clock position if it were to fire it would just put a hole in my pants and burn my butt a little lol.I was taught the first rule of gun safety is to never point it anything you don't want to shoot. This is why I just can't bring myself to appendix carry..
Drawing and Holstering are the most likely time for a negligent discharge and at least how I draw from the appendix as Im getting a nice high firm grip Im rolling my wrist towards my body as I draw. That pushes the barrel away from my body so again if it were to go off id have a hole in my pants but nothing else. However, looking at how I would draw from the 3-5 the mechanics of the draw for me naturally rolls my wrist away from my body which pushes the barrel into my body (which I never realized before until now and is something I need to fix)
Again I don't really care how anyone carries as long as they do. I wish more people would.