Insurance

I am just using AAU and USAT insurance it is what we need as a whole.
 
I personally use F. Dean and Associates. They are really good, even though "knock on wood" never had to use them. The insurance is like $9 per student per year. You get a $1,000,000 general aggregate and liability. It covers accidents,death, broken limbs, building damage and so on. It also covers your students shall they get into an accident on the way to or from class! Their site is www.Fdean.com
 
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