look dude, when they first started the seat belt laws here in the states all of the politicians said that one, there would be no fine involved, that the police officer would just warn the driver that they should wear the belt and two, no one would be stopped just for seat belt non-compliance. Of course, now they can stop you for not wearing a seat belt, fine you and they even have seat belt inspection as part of their drunk driving check points.
What starts out as an "option" with the government soon becomes mandatory with your best interests left out of the equation. There is no way this is going to stay an option, eventually it is going to become mandatory and that is when the abuses are going to start, especially when the cost of health care starts to crash the government system.
Remember when obama said that if you like your doctor you can keep your doctor. He lied. He knew that by charging a fine for companies that do not insure their employees, and making it less than the actual insurance premiums a company pays, businesses will start dropping there insurance and forcing their employees into the government program. I know someone who is friends with the human resources dept. person at the company where he works. This person told him, yes, they are looking into dropping their insurance coverage once the obamacare provisions kick in. So please, don't tell me it is an option. It will start there but it won't end there. It needs to be stopped now.