ATLANTA - High-deductible health insurance plans favored by many employers often wind up being an unfair burden to women, a new study says, largely because women need many routine medical exams that quickly add up.
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“High-deductible plans punish women for having breasts and uteruses and having babies,” said Dr. Steffie Woolhandler, the study’s lead author.“When an employer switches all his employees into a consumer-driven health plan, it’s the same as giving all the women a $1,000 pay cut, on average, because women on average have $1,000 more in health costs than men,” she said.
WomenÂ’s costs are higher because women need mammograms, cervical cancer vaccine, Pap tests, birth control and pregnancy-related services that men do not, said Woolhandler, who also is a co-founder of a physiciansÂ’ group that advocates for a single-payer national health insurance system.