You were there; we weren't. You were in the situation and had the chance to assess it; we didn't. Nonetheless, given the option, I will always avoid situations where such things might happen whenever possible; when not possible to avoid such a situation, or when my foresight fails, I will leave as soon as possible. Money and possessions can be replaced - so if I need to cough up either one as a means of facilitating my exit, I will; luckily for you, money was all you lost.