A very fascinating article from author Charles Hugh Smith: http://charleshughsmith.blogspot.com/2013/04/debt-serfdom.html I encourage you to read the entire article (the quotes below are but a few excerpts.) He makes some pretty valid points and may change how you view financial institutions and/or your status as a free citizen. Are you free, or have the pasts chains of serfdom been replaced by student loans and a mortgage? Agree? Disagree? After reading the article and thinking about it, do you still feel free?